Adverse Credit
Helping clients secure finance despite past credit issues
Adverse credit refers to a poor credit history, which can make it more difficult to secure a mortgage from traditional high-street lenders.
Common credit issues that can lead to adverse credit include:
Missed or late payments
Defaults
County Court Judgments (CCJs)
Individual Voluntary Arrangements (IVAs)
Bankruptcy
Repossessions
While having adverse credit can be challenging, it doesn't necessarily mean you can't get a mortgage. There are specialist lenders who focus on clients with credit issues.
How we can help:
- We have access to a wide range of specialist lenders who consider each application on its own merits.
- We can help you understand your credit report and provide advice on how to improve your score.
- We will guide you through the application process and help you present your case to lenders in the best possible light.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Worried about your credit history?
Speak to one of our specialist advisers today to find out what options are available to you.
